Why is September a well-liked month for divorce?

The affect of the summer season holidays 

September is often a busy month for household attorneys, as it’s a well-liked month for divorce. There tends to be a rise in divorce enquiries, notably compared to August, which is quieter as households benefit from the lengthy summer season holidays.

Actually, the summer season break is typically seen as a cause for the rise in divorce enquiries in September. Households generally spend extra time collectively, and this could expose cracks within the relationship that won’t in any other case have come to the floor.

An identical phenomenon occurs each January, termed by the media as ‘Divorce Day’. Divorce Day is the primary working Monday of the yr and has traditionally been the busiest day of the yr for divorce enquiries, because the affect of a demanding Christmas and New Yr takes its toll on relationships.

For struggling {couples}, the summer season holidays can deliver deep-rooted points out into the open. Extra time spent collectively, the necessity to present leisure for kids, the monetary calls for of a vacation, and the strain of getting to be seen to have enjoyable and be a contented household, can push relationships to the restrict. 

One of many key points we as household attorneys see in September is how cash worries floor after elevated spending over the vacations. 

Mortgage charges and financial uncertainty 

Monetary points typically play a major function in relationship breakdown. They’ve been cited because the trigger for a relationship breakdown in document numbers at Stowe over the previous 18 months.

Cash generally is a delicate matter for even the strongest of {couples}. For these already struggling of their relationship, it could show to be the ultimate straw.

Rising mortgage charges are having a substantial affect on {couples} within the UK, probably resulting in consideration of divorce.

Some {couples} are beginning to see previous offers (some as little as 2%) expire and new five-year mounted charges attain 6%, probably extra in coming months.

Right here at Stowe, we carried out a survey of 600 folks throughout the UK on how mortgage charges are affecting households and relationships.

The survey revealed that 82% of respondents have been or can be financially impacted by the inflation of mortgage charges.

Virtually 1 / 4 (23%) responded they will not afford to pay their mortgage. Over half of the respondents mentioned they have been experiencing friction inside their marriage or relationship due to this situation. 

Over the cost-of-living disaster, divorce enquiries have risen to document highs, with monetary points repeatedly cited as a major cause. 

The financial local weather, coupled with the strain of the summer season holidays, might show an excessive amount of for extra {couples}, resulting in them wanting into divorce in September. 

Monetary issues and home abuse

Nevertheless, even accounting for the continuing financial uncertainty and the rise in mortgage charges, the rise in September for divorce enquiries is probably not as vital as has been seen in earlier years.

Not too long ago, there was an increase within the variety of people who find themselves unable to go away their marriage or relationship because of monetary issues. 

That is all of the extra regarding for people who find themselves trapped in abusive relationships who’re unable to go away their associate as a result of they can not help themselves financially on their very own. 

Victims of home abuse have been hit laborious by the cost-of-living disaster. It is because monetary hardship is related to growing bodily, emotional and monetary abuse. 

Moreover, inflation, and now mortgage rises, might imply extra folks can’t afford to divorce or separate from their associate, notably if the abuser is utilizing cash as a method to manage their associate.

Will September 2023 be a well-liked month for divorce?

For {couples} desirous to begin the divorce course of, cash will definitely play a job within the choice. Nevertheless, it will likely be attention-grabbing to see whether or not the financial setting will swing issues in direction of the same old September enhance in enquiries or whether or not there can be a drop in {couples} wanting to begin divorce proceedings.

For many who select to finish their relationship, getting the fitting help and authorized recommendation is essential. Anybody struggling abuse who finds themselves in  quick hazard, please name the police. For recommendation on home abuse please name the Nationwide Home Violence Helpline on 0808 2000 247.

Helpful hyperlinks

Mortgage after divorce

How a lot does divorce value?

Results of divorce on kids

Financial abuse

Holidays with kids after divorce

Authorized assist for home abuse victims